{
  "verifiedAt": "2026-10-18",
  "endMonth": "2026-09",
  "snapshot": true,
  "fxSourceUrl": "https://finance.yahoo.com/quote/KRW%3DX/history/",
  "adjustedCloseMethodUrl": "https://in.help.yahoo.com/kb/adjusted-close-sln28256.html",
  "method": "(종료 조정종가 × 종료 환율 ÷ 시작 조정종가 ÷ 시작 환율)^(12/경과월수) − 1. 자료가 20년보다 짧으면 확인 가능한 기간 사용. ETF는 이미 보수와 분배금 조정이 반영된 가격이며 개인 세전 기준.",
  "assets": [
    {
      "id": "bitcoin",
      "name": "비트코인 (BTC)",
      "symbol": "BTC-USD",
      "currency": "USD",
      "startMonth": "2014-09",
      "endMonth": "2026-09",
      "years": 12.0,
      "annualRate": 59.79,
      "unroundedAnnualRate": 59.7936642382914,
      "startAdjustedClose": 386.9440002441406,
      "endAdjustedClose": 83553.8515625,
      "startFX": 1052.199951171875,
      "endFX": 1350.5,
      "growthFactor": 277.1498630829199,
      "sourceUrl": "https://finance.yahoo.com/quote/BTC-USD/history/",
      "sourceType": "월말 조정종가",
      "method": "원화 환산 복리 연평균(CAGR)"
    },
    {
      "id": "ethereum",
      "name": "이더리움 (ETH)",
      "symbol": "ETH-USD",
      "currency": "USD",
      "startMonth": "2017-11",
      "endMonth": "2026-09",
      "years": 8.833333,
      "annualRate": 25.62,
      "unroundedAnnualRate": 25.62322717402754,
      "startAdjustedClose": 447.114013671875,
      "endAdjustedClose": 2683.679443359375,
      "startFX": 1080.6600341796875,
      "endFX": 1350.5,
      "growthFactor": 7.50097737953838,
      "sourceUrl": "https://finance.yahoo.com/quote/ETH-USD/history/",
      "sourceType": "월말 조정종가",
      "method": "원화 환산 복리 연평균(CAGR)"
    },
    {
      "id": "nasdaq100",
      "name": "나스닥 100 ETF",
      "symbol": "QQQ",
      "currency": "USD",
      "startMonth": "2006-09",
      "endMonth": "2026-09",
      "years": 20.0,
      "annualRate": 18.69,
      "unroundedAnnualRate": 18.68928081061214,
      "startAdjustedClose": 34.741756439208984,
      "endAdjustedClose": 739.77001953125,
      "startFX": 934.3499755859375,
      "endFX": 1350.5,
      "growthFactor": 30.777260854649516,
      "sourceUrl": "https://finance.yahoo.com/quote/QQQ/history/",
      "sourceType": "월말 조정종가",
      "method": "원화 환산 복리 연평균(CAGR); ETF 분배금·분할 조정가격 사용"
    },
    {
      "id": "kospi200",
      "name": "코스피 200 ETF",
      "symbol": "069500.KS",
      "currency": "KRW",
      "startMonth": "2007-01",
      "endMonth": "2026-09",
      "years": 19.666667,
      "annualRate": 11.32,
      "unroundedAnnualRate": 11.315970009242161,
      "startAdjustedClose": 13303.38671875,
      "endAdjustedClose": 109545.0,
      "startFX": 1,
      "endFX": 1,
      "growthFactor": 8.234369361420244,
      "sourceUrl": "https://finance.yahoo.com/quote/069500.KS/history/",
      "sourceType": "월말 조정종가",
      "method": "조정종가 복리 연평균(CAGR)"
    },
    {
      "id": "globalstocks",
      "name": "전세계 주식 ETF",
      "symbol": "ACWI",
      "currency": "USD",
      "startMonth": "2008-03",
      "endMonth": "2026-09",
      "years": 18.5,
      "annualRate": 10.36,
      "unroundedAnnualRate": 10.35929882235953,
      "startAdjustedClose": 34.886993408203125,
      "endAdjustedClose": 158.77000427246094,
      "startFX": 992.280029296875,
      "endFX": 1350.5,
      "growthFactor": 6.193915140316291,
      "sourceUrl": "https://finance.yahoo.com/quote/ACWI/history/",
      "sourceType": "월말 조정종가",
      "method": "원화 환산 복리 연평균(CAGR); ETF 분배금·분할 조정가격 사용"
    },
    {
      "id": "ustreasury",
      "name": "미국 국채 ETF",
      "symbol": "IEF",
      "currency": "USD",
      "startMonth": "2006-09",
      "endMonth": "2026-09",
      "years": 20.0,
      "annualRate": 4.91,
      "unroundedAnnualRate": 4.905107593328695,
      "startAdjustedClose": 49.369300842285156,
      "endAdjustedClose": 89.00299835205078,
      "startFX": 934.3499755859375,
      "endFX": 1350.5,
      "growthFactor": 2.605749544749366,
      "sourceUrl": "https://finance.yahoo.com/quote/IEF/history/",
      "sourceType": "월말 조정종가",
      "method": "원화 환산 복리 연평균(CAGR); ETF 분배금·분할 조정가격 사용"
    },
    {
      "id": "krbonds",
      "name": "국내 채권 ETF",
      "symbol": "148070.KS",
      "currency": "KRW",
      "startMonth": "2011-10",
      "endMonth": "2026-09",
      "years": 14.916667,
      "annualRate": 2.24,
      "unroundedAnnualRate": 2.243535557093601,
      "startAdjustedClose": 74936.796875,
      "endAdjustedClose": 104335.0,
      "startFX": 1,
      "endFX": 1,
      "growthFactor": 1.3923066417428853,
      "sourceUrl": "https://finance.yahoo.com/quote/148070.KS/history/",
      "sourceType": "월말 조정종가",
      "method": "조정종가 복리 연평균(CAGR)"
    },
    {
      "id": "reits",
      "name": "리츠 ETF",
      "symbol": "VNQ",
      "currency": "USD",
      "startMonth": "2006-09",
      "endMonth": "2026-09",
      "years": 20.0,
      "annualRate": 7.39,
      "unroundedAnnualRate": 7.389302216858362,
      "startAdjustedClose": 31.13278579711914,
      "endAdjustedClose": 89.62999725341797,
      "startFX": 934.3499755859375,
      "endFX": 1350.5,
      "growthFactor": 4.161217435086863,
      "sourceUrl": "https://finance.yahoo.com/quote/VNQ/history/",
      "sourceType": "월말 조정종가",
      "method": "원화 환산 복리 연평균(CAGR); ETF 분배금·분할 조정가격 사용"
    },
    {
      "id": "silver",
      "name": "은 ETF",
      "symbol": "SLV",
      "currency": "USD",
      "startMonth": "2006-09",
      "endMonth": "2026-09",
      "years": 20.0,
      "annualRate": 10.12,
      "unroundedAnnualRate": 10.123723619147773,
      "startAdjustedClose": 11.451000213623047,
      "endAdjustedClose": 54.5099983215332,
      "startFX": 934.3499755859375,
      "endFX": 1350.5,
      "growthFactor": 6.880464458651237,
      "sourceUrl": "https://finance.yahoo.com/quote/SLV/history/",
      "sourceType": "월말 조정종가",
      "method": "원화 환산 복리 연평균(CAGR); ETF 분배금·분할 조정가격 사용"
    },
    {
      "id": "usd",
      "name": "달러",
      "symbol": "KRW=X",
      "currency": "FX",
      "startMonth": "2006-09",
      "endMonth": "2026-09",
      "years": 20.0,
      "annualRate": 1.86,
      "unroundedAnnualRate": 1.858963017646409,
      "startAdjustedClose": 934.3499755859375,
      "endAdjustedClose": 1350.5,
      "startFX": 1,
      "endFX": 1,
      "growthFactor": 1.4453898809737666,
      "sourceUrl": "https://finance.yahoo.com/quote/KRW%3DX/history/",
      "sourceType": "월말 원/달러 환율",
      "method": "원/달러 환율 복리 연평균(CAGR)"
    }
  ]
}